SpotOn Financial is the leader in merchant cash advance for Denver, Colorado Springs, and Pueblo, Colorado. Call 844.622.5666 To Get A Merchant Cash Advance Today

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SpotOn Financial

Signed in as:

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  • Home
  • How We Work
  • Business Funding
    • Merchant Cash Advance
    • Real Estate Funding
    • Secured Line of Credit
    • Revenue Based Funding
    • Government Business Loans
  • Business Services
    • Merchant Processing
    • Business Valuation
    • Business Insurance
    • Business Debt Settlement
    • Credit Repair Program
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CAN You Lower Your Merchant Processing Fees?

The merchant processing fees for a business are a hidden cost center. Who has time to constantly check if the business is getting the best processing rates? More importantly how do you get the best rate when your processing is tied to your point-of-sale? What can you really do if your processor isn't the best option for your business and you don't know who is?

Book Merchant Processing Audit

Merchant Processing Solutions

Merchant Processing Services

SpotOn Financial strives to create long-term relationships with our clients. We keep you in focus by offering a straightforward pricing model for every client, we back that up with  a strong commitment to personal service and industry expertise.  Finally we believe every client has the right to know every fee-- which fees originate from Visa/MC/Discover/Amex, and which fees come from the ISO or Processor. 

SpotOn Financial prices nearly every client with the True Cost-Plus pricing structure, which fully discloses the processing percentage and authorization fee charged above True Cost. 

SpotOn Financial and our clients have immediate access to servicing information at all times, allowing SpotOn Financial  to be incredibly responsive to service needs through a personal relationship. As further evidence of our commitment to Integrity: 

  • We will not lease credit card processing equipment to any client for any reason. This practice is never in the client's best interest. 
  • We pass-through the full Debit Legislation savings for all Cost-Plus clients.
  • We will provide monthly cost audits at no cost to our clients to verify you are always receiving the best rates available to you. 
  • Finally we offer access to industry experts that grow your business. We provide these experts because we keep you in focus at all times. Our goal is build your business and protect your hard work. This can only be done if we are your advocate and constantly work to keep your goals in mind. 

SpotOn Financial will provide you a merchant processing audit to determine are you getting the best rates possible? Are you able to save on your fees with your existing provider? If you need to change your point of sale system what are the cost and long term benefits? 


SpotOn Financial is a professional services brokerage. Unlike traditional merchant processor reps and independent sales reps selling merchant processing. SpotOn Financial is paid by our clients to recommend the best solution and the best processor. SpotOn Financial provides quarterly analysis of your merchant processing data to make sure you are getting the best rate at all times. We combine that analysis with other solutions to provide your business more than just merchant processing, we provide access to funding options, credit solutions and programs, and risk mitigation all tied back to your merchant processor. 

Broker Pro-Tip

When SpotOn Financial decided on a merchant services partner for our clients. We selected First Data Corporation. The reason was clear First Data Corporation and its partners were acknowledged as the world's largest merchant acquirer by The Nielson Report in 2007, processing approximately 20 billion transactions and more than $952 billion in annual bankcard volume (The Nielson Report, March 2008, Issue 8 99). First Data was ranked as the "Best Electronic Commerce Provider" in Global Finance's annual Best Treasury and Cash Management Banks and Providers Awards in 2007. In 2009, First Data Corporation processed transactions for more than 6 million merchant locations worldwide.

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Are you looking for a true merchant processor partner? Are you wondering if you can save costs within your organization? Are you considering offering in-house financing using credit cards? SpotOn Financial can help you develop your plan, execute your strategy, and save you money and time. Call Us Today or book your app

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