CAN You Lower Your Merchant Processing Fees?

SpotOn Financial strives to create long-term relationships with our clients. We keep you in focus by offering a straightforward pricing model for every client, we back that up with  a strong commitment to personal service and industry expertise.  Finally we believe every client has the right to know every fee-- which fees originate from Visa/MC/Discover/Amex, and which fees come from the ISO or Processor. 

SpotOn Financial prices nearly every client with the True Cost-Plus pricing structure, which fully discloses the processing percentage and authorization fee charged above True Cost. 

SpotOn Financial and our clients have immediate access to servicing information at all times, allowing SpotOn Financial  to be incredibly responsive to service needs through a personal relationship. As further evidence of our commitment to Integrity: 

• We will not lease credit card processing equipment to any client for any reason. This practice is never in the client's best interest. 
• We pass-through the full Debit Legislation savings for all Cost-Plus clients.
• We will provide monthly cost audits at no cost to our clients to verify you are always receiving the best rates available to you. 
• Finally we offer access to industry experts that grow your business. We provide these experts because we keep you in focus at all times. Our goal is build your business and protect your hard work. This can only be done if we are your advocate and constantly work to keep your goals in mind. 

SpotOn Financial will provide you a merchant processing audit to determine are you getting the best rates possible? Are you able to save on your fees with your existing provider? If you need to change your point of sale system what are the cost and long term benefits? 

SpotOn Financial is a professional services brokerage. Unlike traditional merchant processor reps and independent sales reps selling merchant processing. SpotOn Financial is paid by our clients to recommend the best solution and the best processor. SpotOn Financial provides quarterly analysis of your merchant processing data to make sure you are getting the best rate at all times. We combine that analysis with other solutions to provide your business more than just merchant processing, we provide access to funding options, credit solutions and programs, and risk mitigation all tied back to your merchant processor.