SpotOn Loans

The best loans for the best clients
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line of credit available for you today

businesses we've worked with that have turned profits into $1 million+

minutes to qualify

Small Business Loan

5.5%

Lowest Annual Percentage Rate (APR)

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3-36 Month Terms

Short and long-term payback

One-Time Origination Fee

2.5-4% of loan amount

Grow and Invest in Your Business.
Fund projects and purchases that drive your business forward.

You could:

  • Purchase and profit from a bulk inventory deal
  • Invest in your online presence
  • Finally open that new location you’ve been eyeing

Real-Estate Loan

6.99%

Lowest Annual Percentage Rate (APR)

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30 Month Terms

Short and long-term payback

One-Time Origination Fee

2.5-4% of loan amount

Buy & Lease Commercial Property
Procure, invest, and get funding for real-estate related business costs or future products.

You could:

  • Fix and Flip homes
  • Finally open that new location you’ve been eyeing
  • Profit off of real-estate opportunities

Small Business Loan

5.5%

Lowest Annual Percentage Rate (APR)

}

3-36 Month Terms

Short and long-term payback

One-Time Origination Fee

2.5-4% of loan amount

Grow and Invest in Your Business.

Fund projects and purchases that drive your business forward.

You could:

  • Purchase and profit from a bulk inventory deal
  • Invest in your online presence
  • Finally open that new location you’ve been eyeing

Real-Estate Loan

6.99%

Lowest Annual Percentage Rate (APR)

}

30 Month Terms

Short and long-term payback

One-Time Origination Fee

2.5-4% of loan amount

Buy & Lease Commercial Property

Procure, invest, and get funding for real-estate related business costs or future products.

You could:

  • Fix and Flip homes
  • Finally open that new location you’ve been eyeing
  • Profit off of real-estate opportunities

SpotOn Loans, SpotOn Help When You Need It

Are you ready to invest in your dreams? What comes to mind when you think of a loan: a mortgage maybe, a personal line of credit, possibly a car? What you might now know is many of these loans are made by banks in a predatory and discriminatory manner. In many circumstances you have no control over the loan they give you or the amount they’re willing to loan. Not with SpotOn Financial loans!

We provide financial lending services for individuals, businesses, and organizations based on market value and purpose. Certain loans have more favorable rates while others may contain higher percentages or fees. Typically the loan best suited for you will depend on what you plan to do with the financing. Asset based lending tends to work well for short-term low-value loans for a business. Real estate lending for if or when you need to dedicate working capital to the purchase of property. Small business loans if the money is only going to be used for the business.

Interested in learning more?

Interested in learning more?

Which SpotOn Loans Can I Apply For?

  • Asset Based Loans

    Asset based lending is based on the value of the collateral put up by the borrower. There are few restrictions on what you can do with the money and what you forfeit should you default. These are best suited for people with valuable equipment.

  • Real Estate Loans

    Commercial real estate loans are loans made specifically to the borrower for the purpose of purchasing real-estate for use as a commercial operation. The collateral of this loan is based on the real-estate you plan to buy and the value of the building or land. These loans are perfect for people looking to expand their business.

  • Small Business Loans

    Small business loans are some of the most common loans taken in the United States. Typically based on the value of the business itself, these loans tend to offer very favorable rates and can sometimes be advantageous for your credit if you own a small business with healthy profits. If you plan to use the money for business purposes this loan option almost always makes the most sense to apply for.

Ready to Grow Your Business?