line of credit available for you today
businesses that have turned profits into $1 million+
minutes to qualify
What SpotOn Loans Are Available?
Our loans offer some of the most competitive rates in the industry. Not only is our process fast, easy, and convenient but SpotOn Financial can even pre-approve you in minutes for up to $150,000 or more. We offer our clients multiple ways to borrow depending on your needs. We pride ourselves on being able to accommodate a very wide range of businesses and we’ll always go out of our way to help you get the best loan possible.
Asset Based Lending
Asset based lending is based on the value of the collateral put up by the borrower. There are few restrictions on what you can do with the money and what you forfeit should you default. These are best suited for people with valuable equipment.
Merchant Cash Advance
Need a merchant cash advance for working business capital? Our Merchant Cash Advance service is highly rated and routinely helps business owners with variable income, sudden costs, and other related expenses that require a small amount of money in a very short amount of time.
Real Estate Loans
Perfect for those involved in real estate or house flipping. Loan collateral is based on property value and there are no restrictions on the use of funds. Additional property can be purchased using the value of your current inventory of properties. Ideal for property investment and property improvements.
Small Business Loans
Small business loans are some of the most common loans taken in the United States. Typically based on the value of the business itself, these loans tend to offer very favorable rates and can sometimes be advantageous for your credit if you own a small business with healthy profits. If you plan to use the money for business purposes this loan option almost always makes the most sense to apply for.
SpotOn Loans, SpotOn Help When You Need It
Are you ready to invest in your dreams? What comes to mind when you think of a loan: a mortgage maybe, a personal line of credit, possibly a car? What you might now know is many of these loans are made by banks in a predatory and discriminatory manner. In many circumstances you have no control over the loan they give you or the amount they’re willing to loan. Not with SpotOn Financial loans!
We provide financial lending services for individuals, businesses, and organizations based on market value and purpose. Certain loans have more favorable rates while others may contain higher percentages or fees. Typically the loan best suited for you will depend on what you plan to do with the financing. Asset based lending tends to work well for short-term low-value loans for a business. Real estate lending for if or when you need to dedicate working capital to the purchase of property. Small business loans if the money is only going to be used for the business.