What would you do if you website was hacked? Or a customer credit card and identity were stolen from your business? These are hard questions with tough answers and consequences if you are not prepared. Call SpotOn FInancial to assess your risk
A risk assessment is a report SpotOn Financial prepares in conjunction with our network of business attorney's, insurance agents, and cyber-security partners. SpotOn Financial does not provide insurance, nor provide legal representation, or IT/Cyber solutions. We do, is we provide the small business loans, working capital, software and hardware equipment financing, and premium financing to provide the proper coverage to a business owner, business property, and business.
A risk assessment identifies key areas of vulnerability and provides detailed solutions to mitigate or eliminate that risk. What would you do if your website was hacked and your customer data stolen? Are you covered under your existing business policy for cyber threats? Great, now what if the information is stolen with a cellphone picture by your employee? How does a business assess all of these threats and more importantly pay to prevent the exposure? SpotOn Financial can provide those funds and solutions in one a process that has been developed by a team of experts.
SpotOn Financial understands the risk of small business owners. We are a small business ourselves. We believe our mission is to help protect small business owners and provide the financing solutions and experts that can do that.
The risk assessment starts with an initial meeting.
1)We discuss the current status of the business and potential vulnerabilities.
2) We then provide an oral estimate of the services fee agreement.
3) We then gather necessary documentation to provide to our network of experts.
4) The client then selects one or more of our experts to provide the solution and mitigate the risk.
5) SpotOn Financial where necessary may provide our client with the necessary funds to hire the expert.
6) The expert provider will implement solution and risk averted.
SpotOn Financial has a network of partners that can address, evaluate, and provide solutions to complex risks ranging from insurance to cyber security solutions. We protect our clients with proven experts that are recognized industry experts. Call SpotOn Financial to assess your risks of tomorrow, for a solution today!
A business can never advert every risk that can come at it. But there are a few things if done on a routine basis can avert significant liability to a business and its management.
Consider using a shredder or commercial trash disposal service to make sure client receipts, identifying information is properly destroyed.
Eliminate the use of personal cell phones by staff to eliminate potential of theft of information such as customer records, data, passwords, etc during normal operations.
In the event of an event and it is determined your business is accused of wrongdoing. Hire a commercial litigation attorney. Do not answer any questions with law enforcement or your insurance provided until you have proper representation. Finally, when in doubt, don't throw it out! If you don't have a way to protect customer information or adhere to privacy laws store the information in a locked fire proof file cabinet or safe.